How it works

NIP is an account-based, online real-time Electronic Funds Transfer (EFT) platform. It enables financial institutions to provide online real-time funds transfer services to their customers through all available electronic channels.


    Unique Value Proposition

    NIP is Nigeria’s first, most efficient and reliable real-time funds transfer service. NIP can be seamlessly integrated to the channels of financial institutions.

    Touch Points

    • Bank channels – Mobile & Internet Banking, POS & ATM
    • Web and internet platforms
    • USSD
    • Agent and third party channels

    Who Can Use This

    • 1 2

      Banks and OFIs

    • 2

      Fintechs and MMOs

    • 3



    Onboarding Requirements & Steps

    ProcessesGet Started

    News Update

    nibss training


    The last decade has witnessed tremendous changes in the world

    Continue Reading
    shutterstock_199223981 1000x550

    NIBSS Instant Payment (NIP) STATISTICS

    This report will shed some light on the performance of

    Continue Reading
    reports21 1110x550

    Cheque Transaction Statistics

    The digital economy is celebrating the decline in cheque use…

    Continue Reading