How it works

CMMS features a calendar system that determines when a mandate instruction is due for activation through an initial setup by a subscriber and an institution.</p> <p>These mandates could either be in a paper or electronic form.


    Unique Value Proposition

    CMMS offers an automated debit of bank account(s) for the fulfillment of the contract (mandate) between the customer of a subscriber or biller. The service provides the following functionalities: User management, mandate management, transaction management, report management, and billing management.

      Touch Points

      • Mobile & Internet Banking, POS & ATM
      • Web & internet platforms
      • USSD
      • Agent & third party channels

      Who Can Use This

      • 1 2

        Service & Utility Companies

      • 2

        Banks, MMOs & OFIs

      • 3

        Fintechs & PSSPs

      • 22 1

        Pension, Insurance & Credit Companies


      Onboarding Requirements & Steps

      ProcessesGet Started

      News Update

      nibss training


      The last decade has witnessed tremendous changes in the world

      Continue Reading
      shutterstock_199223981 1000x550

      NIBSS Instant Payment (NIP) STATISTICS

      This report will shed some light on the performance of

      Continue Reading
      reports21 1110x550

      Cheque Transaction Statistics

      The digital economy is celebrating the decline in cheque use…

      Continue Reading